Customer Credit Risk Specialist

What you will do:

• Perform credit risk assessments and provide recommendations on credit limits and terms.
• Monitor credit exposures and develop strategies to mitigate risk.
• Collaborate with cross-functional teams and other risk management units to ensure effective credit risk governance aligned with the overall risk framework.
• Prepare and maintain credit risk reports and key performance indicators to track exposure and performance.
• Contribute to the development and delivery of credit risk training programs for internal stakeholders.
• Assist in drafting and implementing credit risk policies and procedures to minimize potential losses and ensure compliance with applicable laws and regulations.
• Establish and maintain relationships with credit bureaus and external partners to stay updated on industry best practices and market developments.

What we expect from you:

• Bachelor’s degree in Finance, Economics, Risk Management, or a related field.
• Experience in credit risk assessment or financial risk management.
• Analytical and communication skills.
• Proficiency in Excel and risk analysis tools would be considered an advantage. 

What we offer:

We always have a challenge for those looking for one. If complex, large-scale, and impactful projects excite you, we might be just the right fit for you. With us, you will enjoy:

• Career opportunities: Many of our managers have started in entry-level positions at Girteka Group, and as many as 30% of our colleagues move up the career ladder every year.
• Learning and development: We continuously invest in a wide variety of internal and external courses, seminars, mentoring, leadership programs, and offer language courses.
• Health and well-being: We care about how our colleagues feel and we offer them comprehensive health insurance. We also foster a community of gym-goers and athletes. On-site meals are 50% compensated, and you’ll find free fruit and snacks in our kitchenettes and lounges.
• Collaborative culture: We believe that the power of teamwork and social connection enables us to achieve exceptional results. Working in international teams, we strive toward the company’s goals together, sharing experiences and celebrating our joint successes.
• Rewards and recognition: Rewards on work anniversary occasions and values-based behavior, days off during your birthday, and holiday gifts are included. Team-building events, various initiatives, and like-minded clubs. Access to exclusive discounts from our partners.
• Base monthly salary: from €2330 to €2910 (before tax). The specific salary offered will depend on the candidate‘s experience, competencies displayed and suitability to the requirements of the position.